David Waldo

Dave is the President and CEO of the Waldo Agencies.  As it relates to the Enterprise Client Group, Dave’s responsibilities are over-all business management and business development.  He has served as the President of the Independent Insurance Agents and Brokers of Oregon (IIABO) and as a member of national committees for the Independent Agents and Brokers of America (IIABA).  He has served on numerous other councils and boards over the last several years.  Currently, Dave serves as the President of a behavioral health non-profit organization, and is a member on the Board of Trustees for a $550 million insurance company.


When asked why he loves his work with Waldo Agencies, Dave replied “Together with my wife Barbara, we have chosen to continue the family business started in 1962.  I have seen great opportunity to help others with financial stability and find that the interaction with successful people brings opportunity for personal growth.”


Outside of work, Dave enjoys golf, winter skiing, hunting, and hiking.  He has taken trips abroad including South Korea, the European Continent, and parts of Africa.  During the past several years, Dave and his wife have hosted visitors in their home from more than 20 countries.  “I enjoy learning about the cultures and people from around the world” says Dave.


Brad Waldo

Brad is a producer for our personal and commercial lines.  Brad has been in the insurance business for nearly 11 years.  He recently started a BNI chapter in which provides local professionals the opportunity to network and learn from each other’s businesses.

When asked why he works for Waldo Agencies, Brad replied “I love the philosophy that our agency has in helping others and being able to play a role in that.”

Outside of work, Brad loves to do anything outdoors such as hunting and fishing. Brad calls his wife his best friend and they have two wonderful children.  Their son recently joined the WIJI (Western Idaho Judo Institute) so Brad is actively involved with that organization. 

John Forsyth

John’s primary responsibility is providing solutions and managing relationships within our Enterprise Client Group.  John is a Certified Insurance Counselor (CIC) and Certified Risk Manager (CRM). He is the past President of the Independent Insurance Agents and Brokers of Oregon State Association.  John is also the past Chair of the Far West Agents Technical Conference which consists of eleven western States which review and develop coverage forms for the insurance industry.  John currently serves as the Board Chair of Treasure Valley Community College and is a member of the Ontario Chamber of Commerce.  Over his career, John has worked with many industries, with specialization in public entities.

When asked why he works for Waldo Agencies, John replied “It’s an opportunity to work with a variety of businesses and learn the issues and implications that each of our clients face – then provide solutions and protection that will enable their organization to continue in the event of a loss”.

Outside of work, John enjoys sports of all kinds, especially basketball even though “I’m only 5’8” and have a 6” vertical!”  John also states “Knowing that you have contributed to helping teams improve and work together, from the basketball court, to the board room, to your family (my wife, 2 sons and a daughter) is a rewarding and valuable experience”.

Ray Waldo


This year (2012), Ray celebrated his 33 year anniversary with Waldo Agencies.  Ray has had many roles over the years, but today spends the majority of his time and efforts with larger commercial customers.  He has accumulated years of experience working with public entities, large agricultural risks as well as truck accounts and hydroelectric facilities.

When asked why he works for Waldo Agencies, Ray replied “I enjoy the challenge of meeting my clients needs; including the ability to now help our enterprise group of clients control their total cost of risk.”

Outside of work, Ray’s family and friends enjoy Lake Owyhee and their cabin in the summer months.  He enjoys “a good elk hunt with the boys” and still likes to get his hands dirty doing a little masonry work.


Tony Kahmann


Tony is a Benefits Planning Specialist, focusing on health and welfare benefits for the mid- and large-group markets. He has over 25 years experience in management and staff positions with major health insurance carriers and third party administrators (TPAs), with expertise in marketing and consulting for both fully-insured and self-funded benefit plans.  Tony’s community service has included board member of Providence Health Care, past president of his local chapter of the National Association of Health Underwriters, and most recently, board membership with the Treasure Valley Chapter of the Employers Health Coalition of Idaho.  

When asked why he came to work for Waldo Agencies, Tony replied “I was impressed by the vision and customer focus that Dave has, and how those qualities have driven him and the agency to deliver a unique and refreshing way of helping clients understand and better manage their insurance risks.  I’m excited to be a part of such an exciting enterprise with such a forward-thinking approach to providing solutions to clients’ challenges.” 

Outside of work Tony enjoys, most of all, time with Karen, his wife of 40 years.  Together, they enjoy hiking, white-water rafting and exercising at their local gym.  Tony and Karen are “empty nesters” with two children, both of which are married.  They are also proud, first-time grandparents as of this year. Tony and Karen live in Meridian, Idaho.